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VOLUNTEER AT MICRO-CREDIT Program (Africa - Ghana)

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Volunteer in Ghana Africa - Micro finance image

1. The program
We are in need of volunteers to assist in the administration of one of a Micro-Credit organization. The economy of Ghana is dominated by small informal businesses. Many self-employed people just need a little bit more capital injection into their businesses to make a big difference. As a micro-credit officer you will be involved in assessing applications for small loans. You will also be involved in the tutoring some of the customers on how to keep simple records on the business transactions - and any other tasks your supervisor may assign to you. We are looking for volunteers who are good with numbers and can also work as part of the frontline staff. The successful applicant for this rewarding volunteer position must be a person who can adapt well to a different culture and is willing to learn quickly. Basic skills in bookkeeping will be an added advantage.

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2. The institutions
Participating micro-credit institutions are located in several towns within the southern half of Ghana.

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3. Volunteers' accommodation
Volunteers live with carefully-selected host-families within the community. There are always other people in the house as well; and they would be willing to provide you some assistance. You would be placed in the same home with another volunteer - except you specifically state that you prefer to be placed alone. Volunteers coming as a pair or couple will not be placed with other volunteers in the same bedroom. The volunteer(s) have their separate room - with a lock and key. There are two beds in the volunteers' room; each with a mattress and in most cases a table and chair. It is advisable to bring along a mosquito net and a spare bed sheet. Many homes have a shower and flush toilet. In others you would have to manage with a bucket of water and a pit toilet - more likely in smaller towns and villages. Laundry is usually done with a couple of buckets.
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4. Volunteers' meals
7.00am - Breakfast; 12.00pm - Lunch; 6.30pm - Dinner.
Volunteers will be fed a variety of food including indigenous African dishes such as fufu, banku, kenkey and red-red, as well as ‘foreign’ meals such as rice and pasta. Volunteers with special dietary stipulations such as vegetarianism or lactose intolerance can easily be catered for. Volunteers have to budget for their own drinking water. Bottled (as well as filtered, bagged) water is available for purchase in many parts of the village. A 1.5 liter bottle costs about US$0.85 whilst a pack of bagged filtered water (popularly known as 'pure water') costs about US$0.90. One pack of bagged filtered water contains twenty-five 0.5 liter pieces of 'pure water' sachets or bags. An alternative to buying bottled or 'pure water' would be to treat the tap-water with water purification tablets. Water purification tablets are not readily available in Ghana so you would have to bring some along if you intend to treat your own drinking water.
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5. Entertainment and sight-seeing

Weekends (Friday afternoon till Sunday evening) are free days. Volunteers at the children's home usually would organize entertainment and sight-seeing trips as a group to interesting places far and near.
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VIGS-Ghana volunteer on the Kakum rainforest canopy walkway in Africa

6. Volunteers' safety
Your safety is of paramount importance to VIGS. As such we give you all the relevant safety hints, plus we place you only in places where good medical services are within easy reach. In addition, we'll give you a cell phone - so you can call the in-country supervisors whenever the need arises. Our in-country support staff are on call 24 hours a day, 7 days a week.
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7. Minimum qualification required of applicants for the program
Applicants for this program must be able to communicate in simple English since English is the official language of communication in Ghana.
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8. Rough estimate of total cost involved

  • Flight to and from Ghana: US$800-1250 (Round-trip)
  • Ghana visa: US$50-150
  • Vaccinations: US$100-250
  • Miscellaneous personal items: US$300-900
  • Personal Spending money whilst in Ghana: US$200 upwards
  • VIGS-GHANA Program fee: starts from US$650

So, a rough estimate of the total cost for a three-week program duration (the minimum duration) would be about US$2,000 - 3,300. Check the equivalent in your currency.
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9. Next steps — after you have been accepted and given your Placement information

After you have been admitted to participate in the program, you would now have to execute the following:

10. Other relevant facts on the program

  • We will send you a document on how to fund-raise for your trip - after you confirm your intended participation.
  • We will meet and greet you at the Airport in Accra (ACC) on your arrival day
  • We can loan you a local mobile phone with IDD on your arrival into Ghana
  • The average work day is 3-8 hours for this program
  • Saturdays and Sundays are leisure days
  • We can give you a testimonial letter on successful completion of your volunteer work
  • You can contact VIGS-GHANA local staff on cell phones all the time — 24 hours a day — seven days a week
  • You can pay the program fee through any one of the following means:
    1. By Wire Transfer through your bank.
    2. You can also pay it securely online through our highly-reputed payment processor using any of the following: Visa, MasterCard, American Express, Discover, JCB, PayPal.
    3. Through Western Union Money Transfer - using your debit or credit card securely online or by phone.
    4. Cash installments (or full payment) upon arrival into Ghana.

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